10 things to know about open enrollment for 2027
This guide is for anyone who doesn’t have access to affordable health coverage through an employer. So, if you’re a 1099 worker (including self-employed or a gig worker) or if you’re between jobs, this guide from Intuit TurboTax is for you. The Open Enrollment Period, more commonly known as OEP, is the one time of year that you can buy or change your health insurance unless you experience a qualifying life event. OEP on federal or state-run marketplaces are mainly for people who aren’t covered by Medicaid, Medicare, or a parent’s health plan. You can still enroll if you have access to job-based coverage, but you likely won’t qualify for savings if the plan is considered affordable. So, for most people with a solid employer plan, sticking with that plan is the better deal. For the federal marketplace and many state-run marketplaces, OEP starts Nov. 1, 2026 and ends Dec. 15, 2026 for…