3+ mon, 4+ week ago   (197+ words) Collective Investment Trusts (CITs) continue gaining momentum across the defined contribution marketplace as plan sponsors, advisors, and providers increasingly seek lower-cost investment solutions and more scalable fiduciary structures Once primarily utilized by larger institutional plans, CIT adoption has rapidly expanded…...

4+ mon, 6+ day ago   (200+ words) The backbone of the defined contribution (DC) industry—recordkeeping technology—is finally getting a long-overdue upgrade. For decades, legacy systems built on outdated infrastructure have limited innovation, The backbone of the defined contribution (DC) industry—recordkeeping technology—is finally getting a…...

4+ mon, 1+ week ago   (502+ words) At the conclusion of a recent TPSU program held at Penn State Great Valley, TPSU Founder and CEO Fred Barstein interviewed Leanne, VP of Finance at a local company with approximately 190 employees, to discuss how paycheck modeling can help improve…...

4+ mon, 2+ week ago   (164+ words) The shift toward collective investment trusts (CITs) in 401(k) plans is accelerating—driven largely by the push for lower fees. But cheaper doesn’t always mean better. The shift toward collective investment trusts (CITs) in 401(k) plans is accelerating—driven largely by…...

4+ mon, 3+ week ago   (887+ words) Fred Barstein is the Founder & Editor-in-Chief of 401kTV. Fred is also the Founder and CEO of The Retirement Advisor University (TRAU), a collaboration with UCLA Anderson School of Management Executive Education and The Plan Sponsor University (TPSU). Mr. Barstein was also…...

5+ mon, 4+ day ago   (409+ words) Fred Barstein:This is Fred Barstein, Founder and CEO of 401kTV, TPSU, and TRAU. We just completed our first TPSU program here in Columbus, Ohio, and I’m here with one of our adjunct lecturers, Tyler Deck from Oswald Financial. Tyler, welcome…...

5+ mon, 1+ week ago   (344+ words) Fred Barstein is the Founder & Editor-in-Chief of 401kTV. Fred is also the Founder and CEO of The Retirement Advisor University (TRAU), a collaboration with UCLA Anderson School of Management Executive Education and The Plan Sponsor University (TPSU). Mr. Barstein was also…...

5+ mon, 1+ week ago   (260+ words) Investment fees are still falling across all plan sizes, but smaller plans continue to pay significantly more than their larger counterparts—and cost variation across providers remains substantial. But scale still matters. A $5 million plan averages 1.04% in total plan costs…...

5+ mon, 3+ week ago   (181+ words) Defined contribution plans have evolved, but the industry still isn’t fully aligned with how today’s workforce approaches retirement. As employees live longer and seek more flexibility, demand for phased retirement is growing—allowing workers to gradually transition instead of stopping…...

5+ mon, 3+ week ago   (688+ words) For many HR professionals, balancing employee support with fiduciary responsibility can feel like a constant tension. Chris, an HR Director for a growing company of more than 100 employees, shared that concern during a recent TPSU program in Columbus, Ohio. As…...