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She's 65 and on Her Husband's Company Plan. It's Had 12 Employees for Years, and That Makes Medicare Primary Whether or Not She Enrolls.
2+ hour, 26+ min ago (843+ words) She has creditable coverage, her husband is still working, and she hasn't missed a single enrollment deadline. A quirk buried in Medicare's coordination-of-benefits rules means her medical bills could still leave her on the hook for tens of thousands of…...
She Spent 3 Nights in the Hospital and Was Never Admitted. The Hospital Billed Her for the Daily Pills Part B Wouldn't Cover.
14+ hour, 11+ min ago (561+ words) Three nights in a hospital bed, a chest workup, and a stack of daily pills later, her Medicare card turned out to cover far less than she expected, and the reason had nothing to do with her diagnosis. The Full…...
Cancer-Free for Four Years, She Applied for Medigap. The Insurer Wanted One More Year. - AOL
3+ week, 2+ day ago (530+ words) Medigap insurers use lookback periods of two to five years for cancer history, and one insurer denied a four-year cancer survivor for being one year short. After the six-month federal guaranteed-issue window closes at 65, insurers can reject Medigap applicants based…...
His Medicare Advantage Trial Right Lasted 12 Months. At Month 14, Medigap Could Say No.
3+ week, 2+ day ago (426+ words) New Medicare Advantage enrollees get a 12-month federal trial right to switch back to Original Medicare and buy any Medigap plan without medical underwriting. After month 12, Medigap insurers in most states can deny coverage or charge higher premiums based on…...
Cancer-Free for Four Years, She Applied for Medigap. The Insurer Wanted One More Year.
3+ week, 2+ day ago (509+ words) Medigap insurers use lookback periods of two to five years for cancer history, and one insurer denied a four-year cancer survivor for being one year short. After the six-month federal guaranteed-issue window closes at 65, insurers can reject Medigap applicants based…...
26 year old heart transplant survivor’s insurance denies vital drug, cost jumps from $180 to $1,000; viral posts bring Mark Cuban to her rescue - BusinessToday
3+ week, 4+ day ago (708+ words) A 26-year-old heart transplant survivor was struggling to afford a medicine she needs to protect her transplanted heart after her insurance company stopped covering it. Her story spread on social media and eventually caught the attention of billionaire Mark Cuban,…...
In All but Four States, a Diabetes Diagnosis Can Lock You Into Medicare Advantage
3+ week, 5+ day ago (432+ words) Missing the 6-month Medigap enrollment window at 65 allows insurers to deny coverage or charge more based on pre-existing conditions like diabetes. Only 4 states offer meaningful Medigap protections beyond the federal window: Connecticut, New York, Massachusetts, and Maine. Most beneficiaries are…...