News
Choosing health insurance in 2026? Look beyond premium and check these factors
6+ hour, 53+ min ago (384+ words) Medical expenses continue to rise nationwide, driven by technological advancements, the introduction of modern treatments, and a host of other factors, including the costs of tests, consultations, and procedures. These developments have made health insurance an essential financial safeguard in…...
How alumni health plans differ from individual insurance policies
4+ week, 2+ day ago (514+ words) A college senior called recently with a practical problem. He had suffered a cardiac episode some years ago and was finding it difficult to now increase his health cover. Every insurer he approached either declined or imposed permanent exclusions on…...
Turning 60? Here are the top 5 health insurance plans for senior citizens in 2026
1+ mon, 4+ day ago (469+ words) If you are aged 60 or above, even a single hospitalisation can decisively alter decades of retirement savings. The focus on availing health insurance after 60 should therefore be holistic and comprehensive, rather than just on premium amounts, as claim performance matters…...
Health fund and health insurance: What's the difference, why you may need both and how to save
1+ mon, 1+ week ago (515+ words) Planning smartly for the future and for unexpected situations is essential. Notably, when saving for your healthcare and related medical expenses, it is important to identify your goals, health status, family health history, and possible devaluation of assets due to…...
Why your health insurance won't cover the true cost of ageing
1+ mon, 1+ week ago (480+ words) Most of the recent conversations around Bima Sugam, the IRDAI-backed one-stop digital insurance marketplace, have focused on access " simpler purchases, standardised products, and possibly lower costs through zero-commission policies. If executed well, this could reduce the friction in buying and…...
Switching health insurers? Here's how to keep your waiting period benefits
1+ mon, 3+ week ago (308+ words) I have been with the same health insurance company for six years. I am not satisfied with their service and want to switch to another insurer. I am worried that if I switch, I will lose the waiting period benefits…...
Medical Insurance for Senior Citizens: Plans, Benefits & Tips
2+ mon, 3+ week ago (757+ words) It is important to understand that a Senior Citizen Medical Insurance Policy (a. k. a. , medical insurance designed for seniors) is significantly different from traditional forms of health coverage. Senior citizen health insurance can be provided in several different types of policies: Individual…...
Health insurance can't fix healthcare without regulation
7+ mon, 3+ week ago (342+ words) Health insurance continues to dominate public discourse today. It has emerged as the largest segment within non-life insurance and is expected to expand further, driven by rising medical costs and growing demand for healthcare financing. The expansion of private healthcare…...
Why should you port your health insurance plan? Experts list 4 top reasons
8+ mon, 4+ week ago (359+ words) Health insurance: In view of skyrocketing medical costs, getting medical insurance cover is no longer a luxury but a necessity for most of us. Once you are tied to one insurer, you may get stifled for a variety of reasons....
Hospitals, insurers and policyholders: The trilemma in health policy
9+ mon, 3+ week ago (193+ words) The Association of Healthcare Providers (India) has advised its member hospitals in north India to stop settling claims made by Bajaj Allianz General Insurance in the cashless mode from 1 September. If implemented, Bajaj Allianz policyholders would have to pay at…...